Protect your car from the costs you did not see coming.
Tummah Finance helps vehicle owners understand practical cover options for mechanical breakdowns, scheduled services, tyre and rim damage, and minor bodyline repairs. You bring the vehicle details. We help make the options clear.
Vehicle cover made simple, clear and human.
Four ways to plan smarter for vehicle costs.
Not every vehicle cost can be avoided, but the right cover can help you plan better. These are the main options available through Tummah Finance.
Mechanical Warranty
Helps with certain mechanical or electrical failures when something goes wrong with your vehicle, subject to the selected product terms.
View options →Service Plan
Helps you plan for scheduled services so routine servicing does not arrive as one large surprise cost.
View options →Tyre and Rim Cover
Designed for certain road hazard damage linked to tyres and rims, depending on the product terms.
View options →Bodyline Cover
Helps with certain minor cosmetic damage such as small dents, scratches and parking area mishaps.
View options →Simple from the first message.
You do not need to know exactly what to choose before speaking to us. Send your details and we will guide you from there.
Send your vehicle details
Tell us your vehicle make, model, year, mileage and the cover you are interested in.
We check what may fit
We look at suitable product options based on your vehicle and what you want help with.
We review suitable options
We explain what each cover option does and how it helps so you can make a practical decision.
We guide the next steps
Once you are ready, we assist with the required information and the process ahead.
A service plan is not a maintenance plan.
A service plan helps with scheduled services. A maintenance plan is broader and may include certain wear and tear items, depending on the specific product terms. We explain the difference clearly before you commit.
Know what each option is designed for.
Every product has its own purpose, limits and terms. The goal is not to confuse you with fine print. The goal is to help you understand what you are buying.
Unexpected repairs should not wreck your month.
A mechanical warranty helps protect you against certain mechanical and electrical failures when something goes wrong with your vehicle. It is designed to soften the financial hit of covered breakdowns.
- Good for vehicles outside factory warranty
- Helpful for drivers who want breakdown support
- Subject to product terms, limits and exclusions
Make service costs easier to plan for.
A service plan helps cover scheduled vehicle services, giving you a more predictable way to manage routine servicing costs over time.
- Built for scheduled servicing
- Helpful for predictable service costs
- Not the same as a maintenance plan
Because South African roads have a talent for surprises.
Tyre and rim cover helps protect you against certain tyre and rim damage caused by potholes and road hazards, depending on the selected product terms.
- Good for daily commuters
- Helpful for drivers using poor road surfaces
- Generally not for normal wear
Keep your car looking cared for.
Bodyline cover helps with certain minor cosmetic repairs such as small dents, scratches and parking area damage, depending on the selected product terms.
- Good for minor cosmetic damage
- Helpful for small dents and scratches
- Not a replacement for comprehensive vehicle insurance
Supported by trusted industry partners.
Tummah Finance works in partnership with IDA Risk Management and MySure to help clients access practical vehicle cover solutions.


Tell us about your vehicle.
Send your details and we will help you look at suitable cover options for your car.
Prefer WhatsApp?
Send us a quick message with your vehicle details and we will guide you from there.
Chat on WhatsAppNo confusing finance speak. Just clear answers.
Can I enquire directly?
Yes. Vehicle owners can enquire directly about cover options.
What products can I ask about?
You can ask about mechanical warranties, service plans, tyre and rim cover, and bodyline cover.
How long does the process take?
We aim to provide options and guidance quickly. Send us your details and we'll get back to you with suitable cover recommendations.
Is a service plan the same as a maintenance plan?
No. A service plan generally helps with scheduled services. A maintenance plan is broader and may include certain wear and tear items.
Is a warranty the same as insurance?
No. A mechanical warranty is not the same as vehicle insurance. Each product has its own purpose and terms.
Are all vehicles accepted?
Not always. Eligibility can depend on vehicle age, mileage, condition and provider requirements.
Ready to protect your vehicle properly?
Send your vehicle details and we will help you look at cover options that fit your needs and budget.